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Is a 700 credit score good enough for a mortgage?

In other words, a 700 credit score will still qualify you for better deals on credit cards, personal loans, mortgages and other types of credit, but it won’t give you access to the same types of terms someone with very good credit, or a credit score above 740, would have.

Will a 700 credit score get you Your Dream Home?

Absolutely! A 700 credit score is well within the “good credit score” category, according to FICO. In fact, a 700 credit score is high enough for almost any type of mortgage. So the question really comes down to, which type of loan is best for you?

Can I buy a house with a 700 credit score?

With a credit score of 700, you’ve entered the “good” credit zone, which means you can acquire low interest rates on financial items like loans and credit cards. At 690, the “good” range begins. A credit score of 700 is also sufficient to purchase a home.

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